Seeing debt as a real problem
I know nobody likes to talk about being in debt...I mean lets face it debt stikes even the most frugal. It gives the feeling of dishonor and maybe even shame to most of us. Since I have left my mother's home I have been blind to the bills piling up around me.. every time I answer the phone I screen my calls.. and everytime I check my mail... I sigh in dispear. I decided that I dont want to live like this anymoe... I dont want to lie to my parents and boyfriend and I dont want to keep spending the money I do make on useless things that cost more than it took to make 10 of them. So I sat down this morning and I wrote down all the debt that I owe... and smiled because I knew that it wasnt so bad. I can start to pay everyone just a little bit and still have money for food and gas. I can still keep my head above water and smile because I am building credit at the same time. Most of the time I dont have a lot of sense but when it comes to hurting people I love and borrowing money again and again saying I will pay it back... but never really putting any thought into how... I am STOPPING THE CYCLE. No more will I be the average american... I am taking care of this mess once and for all.